CARRIE UNDERWOOD is a vegetarian who loves all animals.  Well, except maybe turtles . . . but that’s only because she got nipped too many times when she was a kid, and now she’s afraid of them.

She talked about it on “The Drew Barrymore Show”.  Quote “It’s not a petrifying fear of turtles.  Out of all animals, they’re the ones who have bit me the most.  I grew up in the country, and turtles were the easiest things to catch because they’re slow.

“I would catch them, and I love animals so much that I’d always try to pet or hug them and that led to them taking opportunities.  I’ve been bitten by lots of turtles.  It does not feel good.”